Building the Future of Factoring Technology for the Global Factoring Ecosystem
Factor Avenue is a next-generation invoice factoring platform engineered to automate operations, reduce risk, and deliver faster funding for modern factoring companies. Built by industry veterans with 13+ years of proven success powering enterprise factoring systems in the U.S. and globally, we combine intelligent automation, secure cloud architecture, and real-time visibility to help teams scale with confidence and control.
Our Mission
To modernize the global factoring ecosystem with intelligent, automation-driven technology that reduces risk, accelerates funding, and delivers transparency—empowering factors, suppliers, and debtors to operate faster, safer, and smarter across every stage of the factoring lifecycle.
Our Vision
To become the world’s most trusted receivables finance platform—setting new standards in automation, security, and digital transformation, and enabling factoring companies of every size to scale confidently with cloud-based systems built for high-volume performance and seamless collaboration.
Our Values
These values guide how we build technology and support the factoring community. They reflect our commitment to trust, performance, and real operational results.
Risk Intelligence
We help factoring companies make safer decisions with AI scoring, fraud alerts, and real-time exposure tracking.
Operational Velocity
We remove manual bottlenecks and automate key workflows for faster approvals and smoother funding.
Architectural Scalability
We build technology that handles high-volume transactions and multi-branch growth without slowing down.
End-to-End Transparency
We provide clear visibility across every invoice, payment, reserve, and dispute with audit-ready dashboards
Security & Compliance
We protect sensitive financial data with SOC-2-ready infrastructure, encryption, and strict access control.
Seamless Integration
We connect easily with ERPs, accounting systems, and banking platforms using an API-first architecture.
User-Centric Design
We focus on simplicity and ease of use, reducing training time and improving adoption across teams.
Configurability
We support all factoring models with flexible rules, customizable workflows, and adaptable funding structures.
Operational Accountability
We ensure every action, approval, and transaction is fully traceable with audit logs, role-based controls, and clear ownership.
The Problems We Solve for the Entire Factoring Ecosystem
Factor Avenue solves the critical challenges faced by Factoring Companies, clients, and customers. We replace slow, manual, and disconnected processes with automation, real-time visibility, and accurate data—improving speed, trust, and funding performance across the entire factoring lifecycle.
- Risk Control
High Risk & Credit Uncertainty
Factors struggle to evaluate creditworthiness and detect fraud when decisions depend on spreadsheet checks and incomplete information. This leads to inaccurate funding decisions, increased exposure, and preventable losses. Factor Avenue provides AI-based risk scoring, fraud alerts, real-time exposure monitoring, and smart invoice verification, helping factors approve safer invoices and protect portfolio performance with confidence.
- Faster Funding
Slow Onboarding & Delayed Approvals
- Full Visibility
Fragmented Communication & Limited Transparency
When communication happens through emails and spreadsheets, suppliers and debtors struggle to track invoice status, approvals, payments, or disputes. Misalignment leads to tension, confusion, and lost time. Factor Avenue centralizes communication through role-based portals where factors, suppliers, and debtors view real-time updates, status changes, and documents in one secure shared space, reducing disputes and improving trust.
- Clean Data
Manual Entry & Invoice Errors
- Scale Faster
Limited Scalability & High Cost of Operations
Traditional systems are not built for high volume. As invoice transactions grow, teams must add more staff or deal with system failures. Scaling becomes expensive, slow, and inefficient. Factor Avenue is built to scale high-volume operations with automation and advanced architecture, allowing factoring companies to grow rapidly and handle more clients without increasing operational costs or compromising performance.
- Flexible Models
Inflexible Funding Options & System Restrictions
Many platforms only support basic factoring models, forcing factors to limit services or manage complex processes outside the system. Factor Avenue supports Recourse, Non-Recourse, Invoice Discounting, Reverse Factoring, and Export Factoring, with configurable rules and flexible
workflows—helping factors expand into new markets and serve diverse clients with ease.
Our Achievements at a Glance
Over 13 years of proven success building enterprise-grade factoring technology.
Platforms engineered by our founders process more than 50,000 invoices and $100M+ in daily transaction volume.
Enabled factoring teams to manage a $500M portfolio with only 20 staff through automation.
Trusted by Leading Institutions
Our Leadership Team
Vishwajeet Singh – CO-Founder & CEO
Bringing 19+ years of leadership in financial technology and enterprise systems, Vishwajeet has previously served as Operations Head at FactorFox India and has worked with C-DAC. He excels in secure system implementation, operational strategy, and high-performance delivery for financial institutions.
Atul Kumar – Co-Founder & Chief Technology Officer
Bringing 19+ years of leadership in financial technology and enterprise systems, Vishwajeet has previously served as Operations Head at FactorFox India and has worked with C-DAC. He excels in secure system implementation, operational strategy, and high-performance delivery for financial institutions.
Gaurav Arora – Co-Founder & Chief Solutions Architect
With 17+ years of experience in enterprise finance systems, Gaurav has designed core frameworks for receivables platforms, including chart-of-accounts architecture, ledger-driven workflows, and mobile-first financial applications. He transforms complex financial processes into intuitive digital experiences.
Dr. Nitin Shankar – Co-Founder & Business Strategy Lead
With 19+ years of hands-on banking and factoring experience, Dr. Nitin brings deep domain expertise in underwriting, compliance, and audit-driven financial operations. A former leader at ICICI and business analyst at FactorFox, he bridges real-world workflows with advanced system capabilities.